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Should I Buy or Lease?

Dollars w/ keys and a calculator

Whether you want a luxury sedan for commutes between Manhasset and Garden City or a 3-row SUV for Glen Cove family-friendly breaks, choosing between leasing vs. buying should be a prime concern. There’s no universal right answer, but you can consider the benefits of each financing path to work out which one is right for you.

Benefits of Buying

  • Ownership: When you buy, you’re making the vehicle completely your own. It’s more of an investment since you’ll no longer need to make monthly payments once the vehicle has been paid in full.
  • No Mileage Restrictions: Most lease deals put a cap on the number of miles you can drive each year – exceed that number and you’ll face a penalty for every mile over. When you buy, no mileage restrictions apply.
  • Customization Options: Want to personalize your vehicle’s exterior or add a few aftermarket accessories? Buying rather than leasing provides the freedom to make any cosmetic or mechanical changes you desire.
  • Option to Sell: Buying means being able to sell the vehicle whenever you please. In contrast, lease agreements lock you in and can be tough to break.
  • Easier Financing: Leasing a vehicle isn’t hard, but the financing process tends to be more straightforward when you buy, even if you don’t have perfect credit. You can even refinance in the future to lower your monthly payments.

Benefits of Leasing

  • Lower Payments: From initial down payment to ongoing monthly payments, leasing a vehicle cuts your costs since you’re not paying for the entire vehicle. You’ll also slash sales tax in most states. Rallye Acura offers cycling lease specials as a further incentive.
  • Convenient Trade-Ins: Once your lease agreement is over, simply head to your local dealership and upgrade to a new model. That means always enjoying the latest technology and the most efficient powertrains.
  • Coverage: Warranty coverage and maintenance should be covered by the original bumper-to-bumper warranty throughout your lease term.
  • High Approval Rate: Even if you’re denied for a car loan, you might be approved for a lease.

Explore Leasing and Financing Options at Rallye Acura

If you’re still struggling to choose between lease vs. buying benefits, contact our Roslyn finance team for advice based on your personal needs and financial situation or use our finance calculator for a closer look at cost estimates.

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1750 Northern Blvd • Roslyn, NY 11576

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Open Today! Sales: 9am-6pm

Open Today! Service: 7am-5pm

Open Today! Parts: 9am-5pm

Rallye Acura

1750 Northern Blvd Roslyn, NY

Phone: 516-508-9147,1750+Northern+Blvd,Rosly,NY


Phone: 516-368-8821

1750 Northern Blvd Roslyn, NY


Phone: 516-508-9147

1750 Northern Blvd Roslyn, NY


Phone: 516-368-8839

1750 Northern Blvd Roslyn, NY

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1750 Northern Blvd Roslyn, NY
40.8030784 -73.6464701
Rallye Acura 40.8030784, -73.6464701.